As free agents, our product is our labor, talent, problem solving, etc. that we hope to sell until we decide it's time to leave the workplace. What happens when you you don't get to set the terms but you still have to "provide value" and stay in the workforce longer than you had planned?  Spoiler alert: it's happening already to millions.  

3 top issues for workers delaying retirement

The No. 1 retirement strategy today is — don’t retire.

Today retirement, for many, looks like work. Whether your plan is full-time or part-time work or even consulting, can you make the business case to stay in the workplace?

Despite the unending barrage of retirement images depicting combinations of sun, sea and sand designed to engage people in savings and investment the majority of the next wave of retirees don't see beaches and golf courses in their near future. AnAARP survey revealed that nearly 30% of older baby boomers plan to retire at 70 and older, another 40% say they plan "to work until they drop."

Read the full article here.